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您需要房东保险吗?

If you?re purchasing a home to use as a rental property, then you may think that you?ll only need traditional homeowners insurance. 房主政策 will cover such things as break-ins, bills related to an accident on your property, or fire damage. However, it may not offer enough coverage if you?re renting out your home. In many cases, owners of rental properties opt to get 房东保险 as well. Confused about whether or not you?d need landlord insurance for your particular situation? Then ask yourself these questions, and 与代理交谈 关于您的需求。

物业多久租一次?

If you will only have an occasional short-term rental on your property, then your typical homeowners policy should be enough to cover you. But if you plan to rent out your home for the summer, and especially if you?re renting out the property full-time, then you need landlord insurance because of the higher risk to the insurance company.

谁来租房?

您是将房屋出租给全职租户,还是打算将房屋用于 短期度假屋?您的保险公司可能需要有关您的潜在租户的信息,包括他们的保险历史和职业,以便更好地了解风险。

会有租约吗?

Your relationship with the tenant will have some bearing on what type of insurance you?ll need. If you?re just renting out your home for a few weeks to a friend while you are out of town and won?t be using a lease, then the insurance company may feel that there is little risk. But if your tenant is signing a ,这是您需要告诉代理商的内容。他们将决定是否需要房东保险。

房客需要房客保险吗?

Landlord insurance covers the building itself but does not cover your tenant?s possessions. Will you require that your tenants acquire 房客保险 在签订租约之前?如果您和您的租户都被覆盖,则可以省去很多麻烦。 

该物业会空置任何时间吗?

If you?re renting out a property and there are periods of time where the home is vacant, you may also need to purchase a vacancy permit. This ensures that your coverage stays valid even when nobody is living in the home.

租金能赚多少钱?

Is the money that you make from the rental property a sizable portion of your income? Then you?ll want to consider landlord insurance. Many policies will cover your lost rental income if your tenants need to move because the home becomes uninhabitable.

谁来维护财产并找到租户?

最后,您打算使用 物业管理公司 to find tenants and keep your property properly maintained? Then landlord insurance will help to protect you with additional liability coverage that is more comprehensive than what you?d receive with a homeowners policy.

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联系Agent inc。今天

您想与专家讨论购买物业以用作租金吗?然后联系 代理公司。在 949-791-8160 要么 [email protected]。现在是时候为您的世界打开新的可能性。

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